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www.HowToAvoidForeclosureInVirginia.com 

  It's Not About How Many Homes We Can Sell...It's About Helping People Who Need It

What Is A Short Sale? Short Sales happen for many different reasons but all have the same fundamental problem - owing more than your home is worth.  The reason why Short Sales scare buyers is because most Short Sales are mishandled.  There are many reasons why banks will accept a Short Sale - some of them are: Loss of Job Divorce Adjustment in Income Illnes Death Job Relocation Payment Increase Military Service Too Much Debt A Short Sale is a responsible solution to a negative situation.  Short Sales can help you save your current job, save your security clearance, and avoid having to list a foreclosure on future applications.	Our Clients Words About Us... "Jimmy Mulhern and The Mulhern Home Team did an outstanding job on our short-sale. After my divorce in 2009, keeping my home was a financial impossibility. Unfortunately, we purchased the house in 2005, at the peak of the housing market, and by the time we were ready to sell, the house had lost over 25% of its value. A neighbor who had recently gone through a short-sale recommended I use Jimmy to list my home. It turned out to be a wise decision. Jimmy and his team steered us through the short-sale process, and stuck with us through the entire ordeal. His team marketed the property, found a buyer, conducted negotiations with the bank, and arranged for a smooth closing. They were extremely helpful and extremely professional. I would highly recommend their services if you find yourself in a short-sale situation."           --Mike in Haymarket   "You saved me - I am forever grateful. A single dad and single home owner, I was told in December 2009 my job would be eliminated.  I got really scared and confused about what I should do next.  I knew if I didn't get professional help right away I could inevitably face foreclosure and financial ruin. I have worked too long and too hard for this to happen to me! There is one of three choices I must make, right now. File Bankruptcy, Foreclose, or Short Sale. After many sleepless nights and a little research, I made the decision to sell my home and salvage my debt before it was too late. I turned to the Real Estate Agencies for help. I needed to find someone I could absolutely trust and who would understand my personal financial situation. After several interviews, I chose a Certified Distressed Property Expert agent. Jimmy had ALL the answers I was looking for and stayed with me EVERY step of the way. They did all the work! They were personable, sensitive, courteous, and very knowledgeable about the short sale process and all the latest legal aspects, assuring me that my home would get sold and I could avoid a foreclosure. They delivered! My house got sold in 3 months, saving me the embarrassment of foreclosure and long term effects of filing bankruptcy! I would recommend Jimmy Mulhern to anyone facing financial distress. Their Short Sale process is right on the money!"           --Inder in Centreville	Why Choose Our Team Short Sales can be difficult for agents who do not have a plan in place. Our team has developed a Short Sale plan that gives your sale the best chance of approval while safeguarding your family's future. By choosing our team, you will be given: Access To Legal Counsel* Full Service Listing 3rd Party Negotiations For Approval No Fee's For Services Professional Negotiator Assigned To Your Case One-on-One Consultation (You deal with me not my assitants) *To keep in compliance with new Federal Regulations, representation by legal counsel is an agreement between you and Eskovitz, Lazerous, and Pitrelli.  We pay any fees related to their services not agreed to by the bank   .  Important Links Shortsale vs Foreclosure.pdf Questions On Mortgage Modification What Is A Short Sale The Foreclosure Process Why Hire A CDPE

 

It's not just about the sub-prime market - these are issues that Prime Borrowers now face due to the

 

decline in the housing market.  These situations are becoming very common...But there is a solution.

 

The CDPE system has been developed by agents who understand the business of working with the

banks towards acceptable solutions.  This program was developed to avoid wasting homeowners precious time to avoid the foreclosure clock that starts counting once that first payment is missed.  Over the years, this system has been used to help thousands of homeowners avoid foreclosure, and has generated a success rate of over 70% sold - when the average in our area is only 30% of short sales that sell.

 

You may or may not know of someone facing these situations - there are options available - and we are here to help.  Don't waste another second trying to figure this out alone - we want to help you avoid foreclosure and save your financial future.

 

Please Email Us Today - JamesMulhern@remax.net - To Start Creating A Solution