The statistics are alarming - Over 25% of homeowners are facing some form of hardship that is impacting their ability to pay the mortgage.  Of that 25%, almost 70% do absolutely nothing!  You have options, and we intend to help you.

 

Last year, our nation faced an insurmountable number of foreclosures causing values to drop in every region in the country.  Now, homeowners who were able to survive the first wave are faced with decreased values on their homes - and those who need to sell are having trouble figuring out how to handle today's market.  Short Sales are not about people who simply received loans that they could not afford - it's about creating solutions for homeowners who are in distress.

 

There are many forms of distress that can qualify you for a short sale.
  • Adjustable Rate Payment
  • Loss Of Income
  • Divorce
  • Death Of A Spouse/Loved One
  • Reduction In Income
  • Business Failure
  • Severe Illness
  • Job Relocation
  • Medical Bills
  • Military Service
  • Tax Increase
  • Too Much Debt
 Important Links

Shortsale vs Foreclosure.pdf

Questions On Mortgage Modification

What Is A Short Sale

The Foreclosure Process

Why Hire A CDPE

It's not just about the sub-prime market - these are issues that Prime Borrowers now face due to the decline in the housing market.  These situations are becoming very common...But there is a solution.

 

The CDPE system has been developed by agents who understand the business of working with the banks towards acceptable solutions.  This program was developed to avoid wasting homeowners precious time to avoid the foreclosure clock that starts counting once that first payment is missed.  Over the years, this system has been used to help thousands of homeowners avoid foreclosure, and has generated a success rate of over 70% sold - when the average in our area is only 30% of short sales that sell.

 

You may or may not know of someone facing these situations - there are options available - and we are here to help.  Don't waste another second trying to figure this out alone - we want to help you avoid foreclosure and save your financial future.

 

Please Email Us Today - JamesMulhern@remax.net - To Start Creating A Solution


 

Mulhern Home Team (RE/MAX Premier): Real Estate Agent in Gainesville, VA