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What is the Written List of Service Providers? If the consumer may shop for a settlement service provider, the lender must provide a written list of service providers (written list). The written list is a separate disclosure that must also be provided within three business days of receiving an application.
Although these providers are great all-rounders, the best mortgage lender for you will depend on your individual circumstances. For example, some lenders are more willing to give mortgages to self-employed homebuyers , while others specialise in guarantor mortgages or solutions for people with a low credit rating .
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The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you.
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